Check eligibility

Step 1 — Eligibility

Answer a few clear questions — this takes less than a minute.

Household type

Single household

You cover expenses alone

Multiple household

You share expenses with others

Weekly after-tax household income (AUD)

$

If you’re unsure, estimate. You can refine later.

Are you currently experiencing family or domestic violence (FDV)?

What are you seeking a NILs loan for?

NILs for Vehicles

Up to $5000

Mobile phone

Up to $1000

Bond

Up to $3000

Natural disaster

Up to $3000

Essentials / Appliances

Up to $2000

Loan amount (AUD)

$

Select a loan purpose to see the maximum allowed.

Preferred term (months)

Term: 12 months

Weekly after-tax income (AUD)

$

Weekly essential expenses (AUD)

$

Include rent, utilities, groceries, transport, etc.

If you’re happy with the affordability estimate, send us your details for a callback.